About the Netherlands Salary Calculator
This Netherlands salary calculator converts an annual gross salary (bruto) into net take-home pay (netto). It applies the 2026 box 1 income tax and national insurance rates for people below state pension age, subtracts the general tax credit (algemene heffingskorting) and labour tax credit (arbeidskorting), and optionally applies the 30% ruling for eligible international employees.
Use it to compare a Dutch job offer with one elsewhere, to see what the 30% ruling is worth to you, or to sanity-check a payslip. Enter your gross annual salary including the 8% holiday allowance (vakantiegeld) and any 13th month, since both are taxed as normal wages.
With the ruling, 30% of salary (up to the 2026 public-sector salary norm of €262,000, so at most €78,600) is paid as a tax-free allowance, and tax and credits are calculated on the remaining 70%. The ruling requires a minimum taxable salary (€48,013 in 2026, or €36,497 for under-30s with a master’s degree, measured after the tax-free allowance) and falls to 27% from 2027. Enter your employee pension contribution if you know it; the health insurance premium you pay yourself, box 3 and other deductions are not included. All figures are the 2026 rates published by the Belastingdienst for people below state pension age. The general tax credit is based on taxable wage income only, so other box 1–3 income would reduce it further. Treat the result as a close annual estimate; monthly payslips use wage-tax tables and can differ slightly.
With the default inputs, the net salary per month is €3,674.46. Change any value above to recalculate instantly.
How to use the netherlands salary calculator
- 1Enter your annual gross salary including the 8% holiday allowance.
- 2Switch on the 30% ruling if your employer has it approved for you.
- 3Add your yearly employee pension contribution if you know it.
- 4Read your monthly and yearly net salary and the tax credits applied.
- 5Use the chart to compare net pay with and without the ruling.
Formula and method
Taxable income T is gross salary minus any pre-tax pension contribution and, with the 30% ruling, minus a tax-free allowance of 30% of salary (capped at 30% of the €262,000 public-sector salary norm, €78,600 in 2026). Box 1 tax in 2026 is 35.75% up to €38,883 (this includes national insurance premiums), 37.56% up to €78,426 and 49.50% above.
Two tax credits reduce the bill. The general tax credit (AHK) is €3,115 and phases out at 6.398% of income above €29,736. The labour tax credit (AK) builds up to a maximum of €5,685 at €45,592 and then phases out at 6.51% until it reaches zero at €132,920. Credits cannot reduce tax below zero. Net pay is gross minus the tax payable.
- T
- Taxable wage income
- AHK
- Algemene heffingskorting (general tax credit)
- AK
- Arbeidskorting (labour tax credit)
Worked examples
€60,000 without the ruling
Box 1 tax is 35.75% of €38,883 (€13,900.67) plus 37.56% of the remaining €21,117 (€7,931.55) = €21,832.22. The general credit is €3,115 − 6.398% × €30,264 = €1,178.71 and the labour credit €5,685 − 6.51% × €14,408 = €4,747.04, so tax payable is €15,906.47 and net pay is €44,093.53 a year, about €3,674 a month.
€80,000 with the 30% ruling
With the ruling, €24,000 is paid tax-free and tax is calculated on €56,000: €20,329.82 before credits, less €1,434.63 general and €5,007.44 labour credit. Tax payable is €13,887.75, leaving €66,112.25 net — around €5,509 a month. The €56,000 taxable salary is above the €48,013 salary norm.
€35,000 salary
Tax at 35.75% is €12,512.50. Credits are large at this income — €2,778.21 general and €5,478.52 labour (€5,300 + 1.95% × €9,155) — so only €4,255.77 is payable and net pay is €30,744.23 a year.
Frequently asked questions
How much is €60,000 gross net in the Netherlands?+
Using 2026 rates, €60,000 gross (including holiday allowance) is roughly €44,100 net per year, or about €3,675 a month, before pension contributions. With the 30% ruling it would be considerably higher.
What is the 30% ruling?+
The 30% ruling lets employers pay eligible employees recruited from abroad 30% of their salary as a tax-free allowance for up to five years. The employee must have specific expertise, shown by a minimum salary, and lived more than 150 km from the Dutch border before starting.
Is the 30% ruling being reduced?+
Yes. The tax-free percentage stays at 30% through 2026 and falls to 27% from 1 January 2027. The allowance is also capped at 30% of the public-sector salary norm (€262,000 in 2026, so the allowance is at most €78,600).
Is holiday allowance taxed in the Netherlands?+
Yes. The 8% holiday allowance (vakantiegeld), usually paid in May or June, is taxed as normal wages, often at a higher special rate on the payslip. Include it in your annual gross for an accurate yearly net.
What are heffingskortingen?+
Heffingskortingen are tax credits that reduce the tax you owe. Everyone gets the general credit (algemene heffingskorting), and workers get the labour credit (arbeidskorting). Both phase out at higher incomes, which is why marginal rates can exceed the headline bracket rates.
Tax results are estimates based on published rules and simplified assumptions. They are not tax advice — check official guidance or a tax professional for your situation.