Insurance & Legal calculators
Insurance needs, premiums, settlements, alimony and child support.
45 free tools
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ACA Subsidy CalculatorEstimate your 2026 Obamacare premium tax credit and net monthly premiumAlimony CalculatorEstimate spousal support amount and duration with common guideline formulasCanada Child Support CalculatorLook up the Federal Child Support Guidelines table amount by provinceChild Support CalculatorEstimate monthly child support with the income-shares methodCOBRA Cost CalculatorSee your real COBRA premium and compare it with a Marketplace planHealth Insurance Out-of-Pocket CalculatorFind your share of a medical bill after deductible, coinsurance and copayPersonal Injury Settlement CalculatorEstimate what your injury claim is worth and what you keep after feesUK Child Maintenance CalculatorWork out weekly CMS child maintenance from income, children and shared care
More insurance & legal tools
Actual Cash Value CalculatorEstimate the depreciated value an insurer will pay for a damaged itemCustody Percentage CalculatorTurn a parenting schedule into yearly overnights and a time-share percentageDiminished Value CalculatorEstimate a car’s post-accident value loss with the 17c formulaDisability Insurance CalculatorFind out how much disability coverage you need to protect your paycheckDwelling Coverage CalculatorEstimate your home’s rebuild cost and how much dwelling coverage to carryExecutor Fee CalculatorCalculate statutory executor commissions by state or a custom percentageHDHP vs PPO CalculatorCompare a high-deductible HSA plan with a PPO on true yearly costHealth Insurance Cost CalculatorEstimate your true yearly health care cost: premiums plus out-of-pocketHuman Life Value CalculatorPut a dollar value on your future earnings to size life insuranceInsurance Deductible Comparison CalculatorFind out whether a higher deductible pays off for your claim historyIntestate Succession CalculatorSee who inherits — and how much — when someone dies without a willKey Person Insurance CalculatorSize key-man life cover from lost profit, hiring costs and debtsLease Break Cost CalculatorCompare paying the fee, walking away, subletting or staying putMedicare IRMAA CalculatorSee your 2026 Medicare Part B and D premiums including IRMAA surchargesMedicare Late Enrollment Penalty CalculatorSee your 2026 Part B, Part D and Part A late penalties in dollarsPet Insurance CalculatorSee whether pet insurance pays off against your expected vet billsProbate Fee CalculatorStatutory California probate fees and Ontario estate administration taxProperty Coinsurance Penalty CalculatorSee how underinsuring a building cuts your claim under the 80% ruleRenters Insurance CalculatorEstimate renters insurance coverage and what it should cost youStructured Settlement CalculatorFind what your settlement payments are worth and test a lump-sum offerTerm vs Whole Life CalculatorCompare whole life cash value with buying term and investing the restUmbrella Insurance CalculatorHow much umbrella liability cover your assets and income really needWorkers Comp CalculatorEstimate your weekly workers’ comp check and total wage-loss benefitsACA Age Rating CalculatorConvert a health premium to any age with the ACA 3:1 age curveACA Employer Affordability CalculatorCheck if employer health coverage is affordable under the 2026 ACA testCanada Spousal Support CalculatorEstimate SSAG spousal support ranges for amount and durationContingency Fee CalculatorSee the attorney’s cut and what you actually take home from a settlementDental Insurance Worth It CalculatorSee if a dental plan saves money after premiums, deductible and annual maxDivorce Asset Division CalculatorSplit marital assets and debts and find the equalization paymentExtended Warranty Worth It CalculatorFind the expected value of an extended warranty or protection planInheritance Split CalculatorWork out what each heir receives after debts, expenses and giftsMedicare Part D Cost CalculatorEstimate 2026 or 2027 drug costs through the deductible and out-of-pocket capMedigap vs Medicare Advantage CalculatorCompare premiums, expected costs and worst-case years for Medigap and MAPension Division in Divorce CalculatorSplit a pension in divorce with the coverture fraction and see its valueSecurity Deposit Interest CalculatorWork out the interest a landlord owes on a tenant’s security depositTravel Insurance Cost CalculatorEstimate the premium and weigh it against what the policy protectsUK Whiplash Compensation CalculatorFind the whiplash tariff award for your injury duration under the 2025 rates