Loans & Lending calculators
Personal loans, APR, amortization, student loans, business loans and interest.
31 free tools
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APR CalculatorFind the true annual cost of a loan once fees are includedEMI CalculatorWork out your monthly EMI, total interest and repayment scheduleLoan CalculatorPayment, total interest and a full amortization schedule for any loanLoan Payoff CalculatorSee how extra payments shorten your loan and cut total interestPersonal Loan CalculatorMonthly payment, APR and true cost of a personal loan with feesStudent Loan CalculatorEstimate student loan payments, total interest and your payoff dateStudent Loan Refinance CalculatorCompare your current student loans with a refinance offer
More loans & lending tools
Boat Loan CalculatorEstimate your monthly boat payment with tax, trade-in and feesDaily Interest CalculatorPer-diem interest on a loan balance between any two datesFlat vs Reducing Rate CalculatorConvert a flat interest rate into its true reducing-balance rateHow Much Can I Borrow CalculatorTurn the monthly payment you can afford into a maximum loan amountIncome-Driven Repayment CalculatorEstimate federal student loan payments under RAP, IBR, PAYE and ICRInterest Rate CalculatorFind the real interest rate hidden in any loan paymentLine of Credit CalculatorSee your draw-period and repayment-period payments on a credit lineLoan Comparison CalculatorCompare two loan offers on payment, true APR and total costLoan Refinance CalculatorSee if refinancing your personal loan saves money — and when it breaks evenPayday Loan CalculatorReveal the true APR and full cost of a payday or cash advance loanPSLF CalculatorEstimate your Public Service Loan Forgiveness amount and paymentsRemaining Loan Balance CalculatorFind out exactly how much you still owe after any number of paymentsRV Loan CalculatorPrice your motorhome or camper payment with tax, trade-in and long termsUK Student Loan CalculatorSee your Plan 1, 2, 4, 5 or Postgraduate repayments and write-offAdd-On Interest CalculatorConvert a flat add-on rate into the real APR you are payingCapitalized Interest CalculatorSee how unpaid student loan interest grows your balance after defermentFamily Loan CalculatorSet up a loan to a relative at or above the IRS applicable federal rateGold Loan CalculatorFind how much you can borrow against your gold and what it will costHECS-HELP Repayment CalculatorSee your compulsory HELP repayment and when your HECS debt is paid offHome Improvement Loan CalculatorPrice your renovation loan payment, true APR and net cost after value addedNegative Amortization CalculatorSee how your balance grows when payments don’t cover the interestP2P Lending CalculatorEstimate peer-to-peer lending returns after defaults, recoveries and feesParent PLUS Loan CalculatorEstimate Parent PLUS payments, the 4.228% fee and total cost of the loanRule of 78 CalculatorFind your interest rebate and payoff amount on a precomputed loan