Financial Planning calculators
Life insurance needs, college savings, emergency funds and wealth projection.
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Buy Term and Invest the Difference CalculatorSee whether term life plus investing beats a whole life policyCost of Waiting to Invest CalculatorSee how much putting off investing shrinks your future balanceExpected Net Worth CalculatorCheck your net worth against the Millionaire Next Door formulaFinancial Freedom CalculatorFind your freedom number and the date work becomes optionalFinancial Goal PlannerWork out the monthly savings for several goals at onceLifetime Earnings CalculatorEstimate how much you will earn over your whole careerMonte Carlo Retirement SimulatorRun 1,000 random markets to see the odds your retirement money lastsPassive Income CalculatorFind the portfolio size that pays you a chosen income for lifeStay-at-Home Parent CalculatorFind out what a second income is really worth after childcare and taxTime Value of Money CalculatorSolve for N, rate, PV, PMT or FV like a financial calculatorTrump Account CalculatorProject a child’s Trump Account with the $1,000 seed and yearly depositsWealth ProjectorProject your future net worth under three return scenariosCareer Break CalculatorSee how much to save for a sabbatical and what the time off really costsFuneral Cost CalculatorEstimate burial or cremation costs and how much to set aside each monthIncome Replacement Ratio CalculatorSee what share of your paycheck your retirement income will replaceKids Investment Account CalculatorProject what a UTMA/UGMA account will be worth when your child takes overLife Insurance Ladder CalculatorStack term policies to match your shrinking cover need and saveLong-Term Care Cost CalculatorProject future nursing home or in-home care costs and the savings you needPersonal Financial Ratios CalculatorCheck your emergency fund, savings, debt and net worth against benchmarksRetirement Bucket Strategy CalculatorSplit your nest egg into cash, bond and growth buckets by time horizonSequence of Returns Risk CalculatorSee how a market crash early in retirement changes how long your money lastsWindfall Allocation CalculatorDecide how much of a windfall goes to debt, emergency savings and investing